Blue Tree Publishing Secure Payment Process

  1. Data Encryption: Advanced Encryption Standard (AES) to protect sensitive payment data as it travels between merchants, customers, and their systems. This ensures that cardholder information is safe from interception during transmission.

  2. Tokenization: Instead of storing sensitive card data, replaces it with a unique identifier (token). Tokens can be safely stored by merchants, reducing the risk of data breaches.

  3. PCI DSS Compliance: PCI DSS Level 1 certified, the highest standard of data security for payment processors. This ensures compliance with industry standards for securely handling, processing, and storing payment data.

  4. Fraud Detection Suite (FDS): A powerful set of customizable tools helps merchants prevent fraud. Features include transaction filters, velocity checks, and IP geolocation tracking to detect suspicious activities.

  5. Secure Customer Authentication (SCA): Supports 3D Secure 2.0 protocols (like Verified by Visa, Mastercard SecureCode) to ensure customer identity verification during online transactions.

  6. SSL/TLS Protocols: All payment transactions utilize Secure Sockets Layer (SSL) or Transport Layer Security (TLS) protocols to establish secure communication channels.

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